ONE in six drivers admit they have been behind the wheel without insurance.
A poll of 2,000 adults found 24 per cent of these did so only on a short journey, believing cover wasn’t necessary.
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A fifth unknowingly committed the offence when their policy had expired, but 17 per cent did it as they wanted to save money.
And 15 percent drove uninsured because renewing their policy was a life admin task they kept putting off renewing.
Learner drivers are twice as likely to drive uninsured compared to those with a full driving license (37 per cent).
James Armstrong, a young driver expert at flexible car insurer Veygo, which commissioned the research, said: “Driving without insurance is a serious offence that can result in hefty fines, points on your licence, or even having your car seized.
“It’s worrying to see so many people are driving uninsured, especially as there are affordable options available for short-term cover.”
A fifth (21 per cent) of the learner drivers who overlooked insurance didn’t realise provisional licence holders need valid insurance, even when accompanied by a family member or friend.
And 29 per cent believed learners could practise in car parks without insurance, while 27 per cent thought cul-de-sacs were fair game.
Almost half (49 per cent) of all who drove uninsured did so within the last two years, though 23 per cent claimed it had been more than a decade since their last offence.
A lack of awareness of options on the market is also likely to contribute, with one in five (22 per cent) saying they didn’t realise temporary car insurance options were available.
The research, which was conducted by OnePoll, also found 32 per cent stopped driving uninsured after a friend or family member pointed out the offence.
Meanwhile, 27 per cent got insurance as soon as they could afford it, and 18 per cent were only prompted to act after being stopped by the police.
James Armstrong from Veygo added: “It’s crucial for all drivers to understand the rules around insurance, especially learners who are just starting their driving journey.
“We want to help demystify the process and ensure everyone has access to the right cover whenever they get behind the wheel.”
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