BOTOX, filler, eyebrows, hair and nails.
That’s what proud ‘benefits influencer’ Emily Cutter says she plans to spend her £500 “crisis loan” – intended to assist with emergencies on – on.
In a TikTok video, which has amassed around 131,000 views, Emily, 37, from Taunton, Somerset, says she’s applied to the Government for a crisis loan for people on Universal Credit.
Some commenters have pointed out Crisis Loans no longer exist, although there are similar loans families who are genuinely in need can apply for. The Sun has chosen to leave out these details to avoid potential misuse.
Jobless Emily, whose benefits include £1,500 in monthly Universal Credit, free school meals, a council tax reduction of £1,573 annually and thousands more in child benefit, has three children, a son, 18, and daughters, 14, and seven.
In the controversial video, posted just days before Christmas, Emily – who previously praised Chancellor Rachel Reeves’ ‘Benefits Street’ budget which saw the two-child benefit cap lifted – claims she has received the loan and spent it not on essentials but on doing herself up.
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She says: “Guys, did you know that if you phone Universal Credit, tell them you’re absolutely skint and that there’s no food in your cupboards or anything, they will send you a £500 loan which will then free up more money for you to spend on yourself this Christmas?”
She goes on to reference how she spent £8,000 on her children for Christmas – as Fabulous previously reported.
“And I didn’t have any money left for myself,” she bemoans in the video. “But obviously I need Botox, filler, eyebrows, hair and nails. So I phoned them up and told them.”
She claims they “put the money straight in her bank in a week” and she was paying it back at “50p a week.”
Emily goes on to show her appreciation to hard-working Brits. She says: “I just want to come here and thank the great British taxpayer for supporting this glow-up. Merry f*****g Christmas.”
Previously Fabulous told how single-mum Emily is about to give her student son, 18, and daughters £2,000 worth of designer gifts each this Christmas, including Gucci T-shirts, Dior sunglasses, an Apple laptop and a Michael Kors handbag.
Emily revealed – despite not working – she was splashing the cash.
“I have already bought my eldest daughter £400 worth of make-up,” she said. “She’s got a diamond necklace and matching bracelet worth £800, part of her ‘investment jewellery collection’ I started when she was born.
“It’s not over the top. I’m future-proofing. She will wear her items to her prom in Year 11. I think ahead. It’s a money-savvy buy.”
Many hard-up families are likely to disagree. Over a million more people with a job have been pulled into poverty since the start of the decade, according to charity Turn2Us.
In total, 7.4million in working households are now in poverty — skipping meals, getting into debt and going without the basics, even though they are working.
Emily has been contacted for a comment.
Am I entitled to Universal Credit?
According to the GOV website, if you’re on a low income or need help with your living costs, then you could be entitled to Universal Credit.
To claim, you must live in the UK, be aged 18 or over (with some exceptions if you’re 15 to 17), be under State Pension age, and have £16,000 or less in money, savings and investments.
Other circumstances are if you are out of work, or unable to work, for example because of a health condition.
