I spent 13 years renovating my grade II listed cottage in Hampshire – here’s why I’m selling up

Thirteen years ago Claire O’Donnell purchased Rose Cottage in Tunworth, a hamlet in Hampshire. 

She fell in love with the grade II-listed cottage’s charm and character and the fact it is nestled in a quiet location but still close to amenities.   

The 68-year-old, who worked as an airline stewardess with British Airways before retraining as an interior designer after having children, has viewed the cottage as a labour of love over the years. 

The property’s previous owners had lived in France and only occasionally visited. 

When Claire and her family purchased the property, which was built in the late eighteenth century, it was clear it needed to be lived in and looked after. 

‘As they say, when the cat’s away the mice will play, and the mice were certainly at play in Rose Cottage’, Claire told This is Money.

Expertise: Trained interior designer Claire O'Donnell with her dogs, Blu and Velvet

Expertise: Trained interior designer Claire O’Donnell with her dogs, Blu and Velvet

She added: ‘The hand-made curtains in the living room were nibbled away all along the skirting boards. 

‘After carefully relocating the wildlife outside, I could see the opportunity to revitalise and restore the cottage, maintaining its period heritage while bringing it into the twenty-first century.’ 

Since buying Rose Cottage, Claire has undertaken major renovation works at the property. 

Among other works, Claire has raised the height of the ceiling in the main bedroom in order to show off the original timber beams. 

The entire cottage has been redecorated throughout and Claire curated a Jack and Jill style bathroom upstairs to create a better sense of space.  

The floor has been upgraded in the kitchen and garden room, and the height above the Aga has been raised. 

Claire converted a pair of outbuildings into a high-spec home office and utility room. She’s also shifted the paddock so its alongside the garden and built stabling for two horses. 

On the renovation process, Claire said: ‘It’s been an ongoing process since we moved in. I knew what I wanted to do initially, but then living in the cottage over the past 13 years, we’ve evolved together. 

‘There have been moments of inspiration that have led to small changes, then grander plans like converting the old office that were a few years in the making. 

‘Then the nuances of maintaining and preserving a period property play a part too –  for example, I’d been longing to have the driveway updated but had to wait until the thatch was due to be re-done first.’

Peaceful: Rose Cottage is on sale via Knight Frank for £1,895,000

Peaceful: Rose Cottage is on sale via Knight Frank for £1,895,000

Charm: Rose Cottage is brimming with period character and rustic details

Charm: Rose Cottage is brimming with period character and rustic details

Delightful: It has a glorious, established formal English cottage garden

Delightful: It has a glorious, established formal English cottage garden

Exceptional: Rose Cottage's owner has a little help tending to the garden

Exceptional: Rose Cottage’s owner has a little help tending to the garden

Ideal: A separate dwelling surrounded by gardens and a dining area at Rose Cottage

Ideal: A separate dwelling surrounded by gardens and a dining area at Rose Cottage

What a setting: The thatched roof of Rose Cottage has been redone recently

What a setting: The thatched roof of Rose Cottage has been redone recently 

Time to chill: Another outdoor seating area at Rose Cottage in Hampshire

Time to chill: Another outdoor seating area at Rose Cottage in Hampshire

Quaint: One of the four bedrooms at Rose Cottage, which also has four bathrooms

Quaint: One of the four bedrooms at Rose Cottage, which also has four bathrooms

Chic: Claire O'Donnell has given each bedroom a unique style packed with character

Chic: Claire O’Donnell has given each bedroom a unique style packed with character 

The gardens at Rose Cottage, which is just a 10 minute drive from Basingstoke, are exceptional, but Claire has a little help getting them in shape.

She said: ‘I have some help in the garden. Steve keeps the lawns and hedges so beautiful and takes great pride in them. Emily is my expert gardener, her knowledge and practical skills keep the beds and formal areas bursting with colour and life.’ 

Thirteen years after moving in, Claire’s now ready to make her next move and spruce up another property. 

Claire told This is Money: ‘We’ll be very sad to leave Rose Cottage, it’s such a special place. 

‘We’re selling as we’ve reached that point where we’re ready for a new adventure and to scale down a bit. 

‘I’m from North Devon originally and a part of me has always wanted to move back, or settle near the sea.’

She added: ‘Seeing the first tulips bloom at Rose Cottage and hearing the swallows come back to nest for the summer never fails to lift my spirits. I’ll miss all of it tremendously.’ 

The home is on the market via Knight Frank, with an asking price of £1.895million. 

Get busy: The kitchen in Rose Cottage has an Aga and high-end units

Get busy: The kitchen in Rose Cottage has an Aga and high-end units 

So relaxing: A spacious dining area overlooking the garden at Rose Cottage

So relaxing: A spacious dining area overlooking the garden at Rose Cottage 

Cosy: Rose Cottage has four living rooms, perfect for the different seasons

Cosy: Rose Cottage has four living rooms, perfect for the different seasons 

Space for horses: Claire O'Donnell created two horse paddocks at the property

Space for horses: Claire O’Donnell created two horse paddocks at the property 

How to find a new mortgage

Borrowers who need a mortgage because their current fixed rate deal is ending, or they are buying a home, should explore their options as soon as possible. 

Buy-to-let landlords should also act as soon as they can. 

Quick mortgage finder links with This is Money’s partner L&C

> Mortgage rates calculator

> Find the right mortgage for you 

What if I need to remortgage? 

Borrowers should compare rates, speak to a mortgage broker and be prepared to act.

Homeowners can lock in to a new deal six to nine months in advance, often with no obligation to take it.

Most mortgage deals allow fees to be added to the loan and only be charged when it is taken out. This means borrowers can secure a rate without paying expensive arrangement fees.

Keep in mind that by doing this and not clearing the fee on completion, interest will be paid on the fee amount over the entire term of the loan, so this may not be the best option for everyone. 

What if I am buying a home? 

Those with home purchases agreed should also aim to secure rates as soon as possible, so they know exactly what their monthly payments will be. 

Buyers should avoid overstretching and be aware that house prices may fall, as higher mortgage rates limit people’s borrowing ability and buying power.

What about buy-to-let landlords

Buy-to-let landlords with interest-only mortgages will see a greater jump in monthly costs than homeowners on residential mortgages.

This makes remortgaging in plenty of time essential and our partner L&C can help with buy-to-let mortgages too. 

How to compare mortgage costs 

The best way to compare mortgage costs and find the right deal for you is to speak to a broker.

This is Money has a long-standing partnership with fee-free broker L&C, to provide you with fee-free expert mortgage advice.

Interested in seeing today’s best mortgage rates? Use This is Money and L&Cs best mortgage rates calculator to show deals matching your home value, mortgage size, term and fixed rate needs.

If you’re ready to find your next mortgage, why not use L&C’s online Mortgage Finder. It will search 1,000’s of deals from more than 90 different lenders to discover the best deal for you.

> Find your best mortgage deal with This is Money and L&C

Be aware that rates can change quickly, however, and so if you need a mortgage or want to compare rates, speak to L&C as soon as possible, so they can help you find the right mortgage for you. 

Mortgage service provided by London & Country Mortgages (L&C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage 

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